Tips for Smart & Safe Credit Card Use During the Holidays
Online Holiday Shopping-Online shopping has grown in popularity recently. In fact, I do a great deal of my holiday shopping online. It's easy and convenient to shop from the comfort of your own home. However, make sure that you shop safe when you use your credit card online.
- Avoid Using a Debit Card Online-Even with debit protections, if your number is stolen, the money is taken immediately from your checking account. Getting it put back can be difficult.
- Use Only One Credit Card when Shopping Online-Choose one credit card and designate it for online purchases. That way, you can limit the damage if the number is stolen. You don't have to try and chase down multiple cards.
- Consider Third-Party Payment Processors. Instead of giving out your credit card number to various sites, consider using a third-party payment processor. Examples include PayPal and Google checkout. Your credit card can be linked to that account, and you don't have to enter it in each time you make an online purchase.
- Update Your Security Software. Before you begin, make sure all of your computer's software is working properly, and updated with the latest anti-virus, firewall and anti-malware software.
- Make Sure the Site is Secure. Before you enter your personal financial information, double-check the site's security. Make sure you are on a secure form, and don't do business on sites you are unfamiliar with. Look for the "s" at the end of "http" in the web address, or check to see if the form is secured by a company like VeriSign.
- State Away from Contests. Rather than actually "winning" something, clicking on those ads that pop up might actually result in infecting your computer.
Crime Prevention Tips
- Have your keys out and ready when approaching your vehicle.
- Be aware of how you carry your purse or wallet. Would it be easy for someone to take it? Remove any unnecessary items and leave them at hom.e
- Try to carry only the amount of cash you will need to make your purchases and limit the number of credit cards to only the ones necessary for your current shopping trip or for that day.
- Keep a list of all credit cards, along with contact phone numbers for each card and keep it in a safe place. This will help in the event they are lost or stolen.
- Discuss various situations with your children. What will they do if you are separated? What will they do if approached by a stranger? What will you do?
Practice an exercise used often by police and military called Crisis Rehearsal. Consider what you would do in various stressful situations. Go through the plan in your mind. If you practice this and then are faced with an unusual situation, you will be able to think more clearly and react more calmly because you have already rehearsed it.
- Shop during daylight hours when possible & shop with a friend – safety in numbers
- Be aware of your surroundings. Pay attention to who is around you, what they are doing and what activities are going on. Be aware of someone watching you, or following you – you should notice who is around you.
- Don’t overload your arms with packages and bags while shopping. Clear visibility and freedom of movement are important self protection habits.
- Pick your parking spot wisely. Look for a well lit area. If you own a small car, try not to park next to a large vehicle, which can block your vision, or other citizen’s view of you while you are entering or exiting your vehicle.
- Do not leave your vehicle unattended while the engine is running, even if you are only going to be away from it mere seconds.
Steven Stark, 62, of Boynton Beach, a teacher at Citrus Cove Elementary School.
His family last spoke with him on Monday, Oct. 20. Officers responded to his home on Quantum Lakes Drive on Oct. 22 and found his cell phone, but his blue 2006 Dodge pick-up truck with Florida tag HO10MQ was not there. Family members and his employer said it is unlike Steven to just disappear. Anyone with information as to his whereabouts is asked to call Boynton Beach Police at 561-732-8116 or their local law enforcement agency.
Employees of the 3rd Quarter 2014
Four employees and two units were recognized for the third quarter of 2014. There are four categories for which employees may be recognized: administration employee, citizen volunteer, Detention Deputy and Law Enforcement. The recipients are as follows:
Administrative Employee – Chelsea Wallace
Citizen Volunteer – Jason Egger
Detention Deputy – D/D Justin White
Law Enforcement-Detective Roy Gilchrist
Unit Citation-Road Patrol B Squad- Sgt.Ferrell, Cpl Hans, Senior D/S Bradley, D/S M. Hurst, D/S Waldron, D/S Holden, D/S Grumbling, D/S Garduno, D/S Baker and D/S Kline
Unit Citation-Food Service-Deborah Deloney, Angelina Rodriguez, Wendy Parker, Wade Morgan and Kathy Mulcahy
Chelsea Wallace was nominated by Cpl. Stacey Ellerbee."Chelsea has shown great work ethic through her dedication and how well she is managing her workload. The positions she has held can be very stressful at times within themselves but she has maintained three of them simultaneously, with a smile on her face and her positive attitude has not wavered," stated Cpl. Ellerbee.
Auxiliary Lt. Deputy Jason Egger was nominated by Aux. Captain Keith Pearce. " I welcome this opportunity to provide a recommendation on his behalf for volunteer employee of the 3rd quarter. He has been an outstanding member of the OCSO Auxiliary. He is always available and contributes unselfishly to the Auxiliary Program," stated Captain Keith Pearce.
Detention Deputy Justin White was nominated by Sgt. Mark Garland and Lt. John Rhoden. "I nominate Justin White for the Detention Deputy of the quarter. He possesses a great work ethic as well as a positive attitude. In addition to his normal duties throughout the community as the Work Squad Supervisor, he is always willing to help out in the firearms training as a Firearms Instructor. He has been a great asset to me and consequently to the agency as well and for this he deserves due recognition", stated Sgt. Garland.
Detective Roy Gilchrist was nominated by Cpl. Shane Snyder. "On 8/8/14, a murder occurred in Douglas Park. At the time of the incident was reported, Road Patrol responded and secured the scene. Detective Gilchrist was called to respond to the scene in an effort to identify and locate the suspects involved. Through Detective Gilchrist's interviews and connections with the residents of Douglas Park, not only was he able to identify all subjects involved, but was also instrumental in locating them after they fled Okeechobee County. Due to Detective Gilchrist's attention to detail and his unrelenting pursuit of the suspects and the weapons used to commit the crime, all suspects involved were arrested and charged with the crime of murder. Time and time again Detective Gilchrist has shown his dedication to his job and to the Okeechobee County Sheriff's Office", stated Cpl. Snyder.
Road Patrol B Squad was nominated by Captain Gary Bell. Captain Bell stated, "On 7/24/14, B Squad assisted the Okeechobee City Police Department with a double shooting in Dean's Court. There were two victims that sustained gunshot wounds. B Squad, using good cop skills, put a plan together and apprehended both shooters using various plans and teams."
Food Service was nominated by Sgt. Arlene Durbin . " I would like to nominate all the employees of Food Service for Administrative Employees of the Quarter. They sow exceptional work every day. All work together as a team and it is amazing sometimes how much work they get done in one single day. Approximately (260) inmates( three meals a day) and (200) Senior Citizens with Meals on Wheels have food prepared for them by the jail kitchen daily. I could not nominate one employee because they are all great and I appreciate each of them", stated Sgt. Durbin.
Sheriff May said of these employees, ""As always, I appreciate what these employees do, not only for me but the citizens of Okeechobee County."
Congratulations to all of the nominees and the recipients of these awards.